We are here for your whole life journey.
From growing wealth, planning your ideal retirement to navigating the complexities of aged care, we provide advice you can trust.
Timothy Fanning
Principal Financial Adviser
Timothy is a financial adviser serving Toowoomba & Surrounds. His biggest enjoyment is helping and watching his clients achieve their goals.
Whether you are just beginning adult life, planning for retirement or trying to figure out how to fund aged care for a loved one, Timothy is here to guide you. Because he has experience in both retirement and aged care, he can be there for your whole life journey—not just a single transaction.
Timothy knows life gets busy, so he offers flexible meeting options—you can come to his office, meet on Teams, or he can even come directly to you. He is also happy to arrange after-hours appointments to suit your schedule.
He believes in plain English, no jargon, and advice you can truly understand.
Isabelle Gouldson
Business Operations & Client Support
Isabelle is the Gouldson in Fanning Gouldson Financial Planning. Working behind the scenes, she supports Tim and helps with the day-to-day running of the business. Her role focuses on administration, marketing and social media, while all financial advice is provided by Tim as the qualified financial adviser.
Isabelle enjoys bringing everything together and making sure clients feel welcomed and supported throughout their experience with the team.
Our Core Values
The principles that guide every decision we make and every piece of advice we give.
Transparent
You always know what you are paying and why.
Fair
Pricing that reflects the work, never the product.
Clear
Plain English, no jargon, decisions you understand.
Committed
We are still here after the plan is signed.
Our Process
A simple, transparent process designed to give you clarity and confidence.
Meet with you
A free, no-obligation first meeting to understand your current situation.
Understand your goals
We dig into what you want to achieve and what is keeping you up at night.
Build your plan
We craft a personalised strategy tailored to your circumstances.
Stay on track
Ongoing reviews and adjustments to keep you moving forward.